If you thinking about retirement, there are some important things you can do to secure your financial future. With many retirees living up to 90 years and longer, the earlier you start preparing for retirement, the more options you will have to set up a path that will help you prepare for when you are no longer working.
It is important to work out how much money you have now, how much you might have in the future and your sources of income. For example you should consider what assets you have and how much they are worth, how much super you have and when you can access it, and when you can apply for the age pension and whether you are likely to be eligible.
Your retirement plan needs to look at how your needs might change over time, and over different stages of your life. For instance, you might want to travel, replace your car or renovate your bathroom. Perhaps further on, you may want to downsize or move into a retirement village. Your retirement income source needs to work for you for the long term, not just the next 5 years.
Even with sound financial knowledge, building and managing an effective retirement plan can be a difficult task. Employing the financial industry’s best practice, and our extensive experience, financial advisors at APPI Financial Services can remove those difficulties and help you build a retirement plan that will not only stretch your retirement income for as long as possible, but also grow your income for an enjoyable retirement.
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